Our Property & Construction coverage
Buildings Insurance
Whether a single home, a block of flats or large portfolio, landlords should be protecting their valuable assets. Property Owners policies protect the structure of the building should they suffer damage.
- Fire, flood, theft and subsidence coverage
- Full rebuilding costs covered
- Lost rent provisions
- Landlord liability protection
- Legal expenses for rent arrears
Construction Insurance
From individual tradesmen to large construction projects and developers, insurers will protect works should they suffer damage in the course of construction.
- Coverage for works in progress
- Existing structure protection
- Tools and machinery coverage
- Labour-only sub-contractor protection
- Bona-fide sub-contractor coverage
Plant Insurance
Plant can be stolen or damaged, causing disruption to projects and leaving you with significant costs to replace items, whether your own, or hired.
- Single or multiple hire coverage
- One-off or annual policies
- Hired equipment protection
- Theft and damage coverage
Engineering Inspection
It may be a legal requirement for engineering inspections to be carried out on equipment. This includes passenger or goods lifts, lifting equipment, pressurised boiler systems and some electrical systems.
- Legally compliant inspections
- Competent person assessments
- Breakdown repair costs
- Sudden and unforeseen damage
- Explosion coverage