Who are we?
PHY is a new and innovative insurance broker, providing a 21st century, pro-active approach to insurance.
We work with you to build an insurance program that’s right for you
What we do
PHY work with businesses to help them understand the risks they may face. We develop an insurance program addressing their needs in a clear and simple manner, making insurance something that truly benefits our clients.
Utilising technology to operate efficiently, digitally capture relevant information, and sharing it with insurers and customers immediately without the need for paper or folders.
First we understand your business
Then we protect it
Why PHY?
PHY was established to provide insurance that changes and adapts to the modern work environment.
Businesses innovate and adapt to compete, insurance should too.
Complete Business Review - Rather than merely meeting once a year at annual reviews, we maintain constant open communications with our customers. This helps us identify exposures in your business that need to be addressed or opportunities for premium savings.
The end of “One-size-fits-all” insurance – Your business is unique, and your commercial insurances should match. No more overpaying for cover you don’t need.
A 21st Century approach to insurance – We compete by offering everything a broker can in a state of the art way, including a paperless service, digital communication channels and expert Cyber insurance advice.